Editor
Prof. Elisante Gabriel, Mzumbe University, TanzaniaAssociate Editors
Prof. Isaya Jairo, Institute of Finance $ Management, TanzaniaProf. Pieter A Grobbler, University of South Africa, UNISA, South Africa
Dr. Rosemary W Maina, KCA University, Kenya
Dr. Karanja Kabare, Jomo Kenyatta University of Agriculture and Technology, Kenya
Dr. Honest Prosper Ngowi, Mzumbe University, Tanzania
Dr. George Achoki, United States International University, USIU, Kenya
Dr. Mike Bowen, Daystar University, Kenya
Dr. Dominicus Kasilo, Mzumbe University, Tanzania
Dr. Jackson Maxwell Odote, Kenyatta University, Kenya
Copy Editor
Chris Ouma, KCA University, KenyaFelix Otiato, KCA University, Kenya
Renson Muchiri Mwangi, KCA University, Kenya
ISSN: 2071-2162